When you begin to think about retirement or planning for your child’s education, everything else in your life does not stand still. Many moving pieces have to come together to make a financial plan, and life will continue to shift your goals and priorities over the years. As financial advisors, we help you to consider how best to put your money to work toward your goals in a way that is flexible to your changing needs and considerate of the many milestones you’ll pass over time.
We can help you set up a traditional 401(k) or 403(b) plan or one of variety of IRAs. We will discuss what type of plan is best for you given any benefits you receive from work as well as your time horizon and other goals and dreams.
You want to leave a legacy of love – not legal headaches – for those you leave behind. We work with other professionals, such as attorneys, to set up Power of Attorneys, trusts, and more with the intent of avoiding probate or other costly complications.
Your children mean the world to you and a college education is becoming important for their futures. We can help you set up a plan to prepare for the rising costs of higher education. Your child’s dreams are just as important to us as your own.
Based on the plan that we develop together, we can manage investments. Members of our team are licensed to offer stock, bonds, and a number of other security products.
Tax mitigation strategies
Taxes may be inevitable, but there may be ways to reduce your liability. We can consider strategies together with CPAs with whom we have professional relationships.
Life, disability, and long-term care insurance
We help you plan for the unthinkable. Life can be unpredictable, but you can prepare for its twists and turns.
Put your money to work for you, contact Horner Financial Services today to get started.